Canada Deposit Insurance Corporation Joint and Trust Account Disclosure By-Law

3 For the purposes of subsection 3(1) of the schedule, where a depositor is acting as joint owner with another, the following information is to be disclosed by the depositor on the records of a member institution before the determination date:

• (a) a statement that the deposit is owned jointly by the joint owners; and

• (b) the name and address of each of the joint owners.