Canada Student Loans Regulations

4.1 (1) Subject to paragraph 3(2)(b) and subsection 4(3), a borrower ceases to be a full-time student on the earliest of

• (a) the last day of the last confirmed period,

• (b) the last day of the month in which the borrower’s course load no longer meets the minimum percentage set out in subparagraph (a)(i) of the definition full-time student in subsection 2(1) or, in the case of a person who elects to be considered as a full-time student under section 2.1, the minimum percentage set out in that section, and

• (c) the day on which the outstanding balance of the principal amount of a guaranteed student loan and any accrued interest become payable under section 9 due to the occurrence of an event under any of paragraphs 9(1)(c) to (i).

(1.1) Despite paragraph (1)(c), if an event referred to in any of paragraphs 9(1)(c) to (g) occurs, in respect of either a student loan or a guaranteed student loan made to a borrower as a full-time student, before the last day of the last confirmed period of the program of studies in which the borrower is enrolled at the time the event occurs, the borrower ceases to be a full-time student on the earliest of

• (a) the last day of the last confirmed period of the program of studies in which the borrower was enrolled at the time the event occurred,

• (b) the day that is three years after the occurrence of the event or, if that day occurs during a confirmed period, the last day of that period, and

• (c) the last day of the month in which the borrower’s course load no longer meets the minimum percentage set out in subparagraph (a)(i) of the definition full-time student in subsection 2(1) of the Canada Student Financial Assistance Regulations or, in the case of a person who elects to be considered as a full-time student under section 2.1 of those Regulations, the minimum percentage set out in that section.

(2) Despite subsection (1), a borrower who is a member of the reserve force and who interrupts their program of studies to serve on a designated operation ceases to be a full-time student on the last day of the month in which their service on the designated operation ends. However, if, as a result of the date on which their service on the designated operation ends, the borrower is unable to continue in a program of studies within six months after that date, the Minister may, on application, delay by up to six months the date on which the borrower ceases to be a full-time student.

(3) A borrower referred to in subsection (2) must, no later than 30 days after receipt of their posting message provided by the Department of National Defence unless circumstances beyond the control of the borrower necessitate a longer period, notify the Minister in the prescribed form that they will be serving on the designated operation and provide the Minister with

• (a) their social insurance number;

• (b) a list of their outstanding student loans, guaranteed student loans, provincial student loans with lenders and other provincial student loans;

• (c) a copy of the posting message; and

• (d) at the request of the Minister, any information that is necessary to enable the Minister to assess whether the borrower meets the requirements of subsection (2).

(4) If a borrower referred to in subsection (2) is unable to continue full-time in a program of studies as a result of an injury or disease that was attributable to or was incurred during the designated operation or the aggravation of an injury or disease, if the aggravation was attributable to or was incurred during the designated operation, the borrower ceases to be a full-time student on the earlier of the day

• (a) on which the Minister determines that the injury or disease, or the aggravation of the injury or disease, no longer precludes the borrower from returning to a program of studies; and

• (b) that is 2 years after the day on which the borrower’s service on the designated operation ended.

(5) The following definitions apply in this section:

designated operation

designated operation means an operation that is designated under paragraph 247.5(1)(a) of the Canada Labour Code; (opération désignée)

reserve force

reserve force has the same meaning as in subsection 2(1) of the National Defence Act. (force de réserve)