Canada Pension Plan Regulations (C.R.C., c. 385)
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Regulations are current to 2026-06-21 and last amended on 2026-01-01. Previous Versions
78.4 For the purposes of subsection 46(3.1) of the Act, the adjustment factor for a retirement pension that becomes payable in a month after the month in which the contributor reaches 65 years of age shall be determined by the formula
1 + (A × B)
where
- A
- is the number of months in the period beginning with the month after the contributor reaches 65 years of age and ending with the month in which the retirement pension becomes payable, or 60 months, whichever is less; and
- B
- is
(a) 0.0057, if the month in which the retirement pension becomes payable is after December 31, 2010 and before January 1, 2012,
(b) 0.0064, if the month in which the retirement pension becomes payable is after December 31, 2011 and before January 1, 2013, and
(c) 0.0070, if the month in which the retirement pension becomes payable is after December 31, 2012.
- SOR/2010-300, s. 1
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