Canada Student Loans Regulations

2 (1) In the Act and these Regulations,

family income

family income means the aggregate income of the borrower and the spouse or common-law partner of the borrower, including income from employment, social programs, investments and monetary gifts; (revenu familial)

family physician

family physician means a person who is entitled under the laws of a province to practise family medicine and who is so practising or who is in a family medicine residency program accredited by the College of Family Physicians of Canada; (médecin de famille)

full-time student

full-time student means a person

• (a) who, during a confirmed period within a period of studies, is enrolled in courses that constitute at least 60 per cent of a course load recognized by the specified educational institution as constituting a full course load,

• (b) whose primary occupation during that confirmed period is the pursuit of studies in those courses, and

• (c) who meets the requirements of subsection 3(1); (étudiant à temps plein)

nurse

nurse means a person who is entitled under the laws of a province to practise as a nurse and who is so practising; (infirmier)

nurse practitioner

nurse practitioner means a person who is entitled under the laws of a province to practise as a nurse practitioner and who is so practicing; (infirmier practicien)

part-time student

part-time student means a person who, during a confirmed period within a period of studies, is enrolled in courses that constitute at least 20 per cent but less than 60 per cent of a course load recognized by the specified educational institution as constituting a full course load; (étudiant à temps partiel)

permanent disability

permanent disability means any impairment, including a physical, mental, intellectual, cognitive, learning, communication or sensory impairment — or a functional limitation — that restricts the ability of a person to perform the daily activities necessary to pursue studies at a post-secondary school level or to participate in the labour force and that is expected to remain with the person for the person's expected life; (invalidité permanente)

persistent or prolonged disability

persistent or prolonged disability means any impairment, including a physical, mental, intellectual, cognitive, learning, communication or sensory impairment — or a functional limitation — that restricts the ability of a person to perform the daily activities necessary to pursue studies at a post-secondary school level or to participate in the labour force and has lasted, or is expected to last, for a period of at least 12 months but is not expected to remain with the person for the person’s expected life; (invalidité persistante ou prolongée)

responsible officer of a lender

responsible officer of a lender means

• (a) the manager or assistant manager of the lender or a branch thereof,

• (b) the person for the time being acting as the manager or assistant manager of the lender or a branch thereof,

• (c) the credit committee of the lender or a branch thereof, or

• (d) such other person as may be authorized by the lender or a branch thereof to supervise the making of loans; (responsable de l'organisme prêteur)

under-served rural or remote community

under-served rural or remote community means any census subdivision — as defined in the Statistics Canada document entitled Standard Geographical Classification (SGC) 2011 — that

• (a) does not have census tracts, as described in that document; and

• (b) is located outside the capitals of the ten provinces. (collectivité rurale ou éloignée mal desservie)

(2) In these Regulations,

Act

Act means the Canada Student Loans Act; (Loi)

common-law partner

common-law partner in relation to a borrower, means a person who is cohabiting with a borrower in a conjugal relationship, having so cohabited for a period of at least one year; (conjoint de fait)

confirmation of enrolment

confirmation of enrolment means a prescribed form, which may or may not form part of a certificate of eligibility, and where it does not, includes the borrower's social insurance number; (confirmation d'inscription)

confirmed period

confirmed period means a period of studies, or part thereof, that is at least six consecutive weeks and that

• (a) in the case of a confirmation of enrolment forming part of a certificate of eligibility issued under the Canada Student Financial Assistance Act, begins on the first day of the month indicated by the specified educational institution and ends on the last day of the last month of the period of studies indicated by the appropriate authority,

• (b) in the case of a confirmation of enrolment forming part of a certificate of eligibility issued under the Act, begins on the day on which that confirmation of enrolment is signed by the specified educational institution and ends on the last day of the last month of the period of studies indicated by the appropriate authority, and

• (c) in the case of a confirmation of enrolment not forming part of a certificate of eligibility, begins on the first day of the month indicated by, and ends on the last day of the month indicated by, the specified educational institution; (période confirmée)

consolidated guaranteed student loan agreement

consolidated guaranteed student loan agreement means a contract that is entered into between a borrower who has ceased to be a full-time student pursuant to section 4.1 and the lender to whom the borrower is indebted under any outstanding guaranteed student loan agreements entered into as a full-time student, and

• (a) that is in the prescribed form,

• (b) that includes the borrower's social insurance number,

• (c) in which the principal amount is the aggregate of the outstanding principal amounts under those agreements,

• (d) that replaces those agreements, and

• (e) that includes the provisions in respect of repayment of the principal amount of the loan and interest payable thereunder; (contrat de prêt garanti consolidé)

course

course means formal instruction or training that constitutes, or is determined by a specified educational institution to be equivalent to, an essential element of a program of studies at a post-secondary school level at that specified educational institution but does not include any formal instruction or practical training required for acceptance in a professional corporation or for the practice of any trade or profession, unless that formal instruction or practical training is necessary to obtain a degree, certificate or diploma from that specified educational institution; (cours)

full-time guaranteed loan

full-time guaranteed loan means a guaranteed student loan made to a full-time student; (prêt garanti à temps plein)

guaranteed student loan agreement

guaranteed student loan agreement means an agreement entered into in accordance with the Act and these Regulations and includes a consolidated guaranteed student loan agreement; (contrat de prêt garanti)

loan agreement

loan agreement has the same meaning as under the Canada Student Financial Assistance Regulations; (contrat de prêt)

officer of the specified educational institution

officer of the specified educational institution means a person authorized by a specified educational institution to sign confirmations of enrolment on behalf of the institution and who

• (a) is the registrar of that institution or a person authorized by the registrar to act on behalf of the registrar,

• (b) is a student aid officer in that institution, or

• (c) has the de facto capacity of the registrar of or a student aid officer in that institution; (agent de l'établissement d'enseignement agréé)

part-time guaranteed loan

part-time guaranteed loan means a guaranteed student loan made to a part-time student; (prêt garanti à temps partiel)

part-time guaranteed loan agreement

part-time guaranteed loan agreement means, in respect of a part-time guaranteed loan, a contract entered into between a part-time student and a lender; (contrat de prêt garanti à temps partiel)

risk-shared loan

risk-shared loan has the same meaning as in the Canada Student Financial Assistance Regulations; (prêt à risque partagé)

risk-shared loan agreement

risk-shared loan agreement has the same meaning as in the Canada Student Financial Assistance Regulations; (contrat de prêt à risque partagé)

spouse

spouse[Repealed, SOR/2001-231, s. 1]

student loan

student loan has the same meaning as under the Canada Student Financial Assistance Regulations. (prêt d'études)