Public Service Superannuation Regulations

20 If a contributor who exercised an option for a benefit under section 12 or 13 of the Act exercises a new option that results in the payment of an annuity and, if there are reasonable grounds for the Minister to believe that the repayment by the contributor of the amount referred to in paragraph 19.1(c) within the period specified in that paragraph would cause undue financial hardship to the contributor, the payment shall be repaid in monthly instalments in the amounts that the Minister directs to be withheld from the annuity that is payable under the new option and the deductions shall not, in any case, be less than 10 % of the gross monthly amount of the annuity.