Public Service Superannuation Regulations

20 If a contributor who exercised an option under section 12, 12.1, 13 or 13.001 of the Act exercises a new option that results in the payment of an annuity or annual allowance and if the repayment by the contributor of the amount referred to in paragraph 19.1(c) within the specified period would cause financial hardship to the contributor, the repayment shall be made in equal monthly instalments that may not be less than $5, except the last one, withheld from the annuity or annual allowance commencing the month after the date of the notice referred to in that paragraph, but the instalments shall not be less than 10% of the gross monthly amount of the annuity or annual allowance.