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Cost of Borrowing (Banks) Regulations (SOR/2001-101)

Regulations are current to 2020-07-28 and last amended on 2020-03-16. Previous Versions

SCHEDULE 4(Subsections 6(2.1) and (2.2) and 11(2))

Information Box — Application Form for a Credit Card Referred to in Subsection 11(1)

Annual Interest Rate(Indicate the applicable annual interest rate or, if it is a variable rate that is determined by adding or subtracting a fixed percentage rate of interest to or from a public index, the name of the public index and the fixed percentage rate to be added to or subtracted from that index and the date on which that rate takes effect.)
Interest-free Grace Period(Indicate the length of the interest-free grace period in days, if any, and the circumstances in which it applies or, if no interest-free grace period applies, an indication to that effect.)
Minimum Payment(Indicate the amount of the minimum payment required in each payment period and provide a brief description of the method for determining the amount of the minimum payment.)
Foreign Currency Conversion(Indicate the conversion rate for foreign currency, provide a brief description of how it is determined and indicate the date on which it is applied.)
Annual Fees(Indicate the amount of any non-interest charges that are levied on an annual basis and the date on which they are levied or, if no annual charges are levied, an indication to that effect.)
Other Fees(Provide a list of the types and amounts of any other non-interest charges and indicate the date on which they are applied.)
  • SOR/2009-258, s. 11
 
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