Proceeds of Crime (Money Laundering) and Terrorist Financing Regulations

67 Every person or entity that is required by these Regulations to ascertain the identity of a person in connection with a record that the person or entity has created and is required to keep under these Regulations, or a transaction that they have carried out and in respect of which they are required to keep a record under these Regulations or under section 12.1 of the Proceeds of Crime (Money Laundering) and Terrorist Financing Suspicious Transaction Reporting Regulations, shall set out on or in or include with that record the name of that person and

• (a) if a birth certificate, driver’s licence, provincial health insurance card (if such use of the card is not prohibited by the applicable provincial law), passport or any other similar record is relied on to ascertain the person’s identity, the type and reference number of the record and the place where it was issued;

• (b) if a confirmation of a cleared cheque from a financial entity is relied on to ascertain the person’s identity, the name of the financial entity and the account number of the deposit account on which the cheque was drawn;

• (c) if the person’s identity is ascertained by confirming that they hold a deposit account with a financial entity, the name of the financial entity where the account is held and the number of the account and the date of the confirmation;

• (d) if the person’s identity is ascertained by relying on a previous confirmation of their identity by an entity that is affiliated with the entity ascertaining the identity of the person or an entity that is a member of the same association — being a central cooperative credit society as defined in section 2 of the Cooperative Credit Associations Act — as the entity ascertaining the identity of the person, the name of that entity and the type and reference number of the record that entity previously relied on to ascertain the person’s identity;

• (e) if an identification product is used to ascertain the person’s identity, the name of the identification product, the name of the entity offering the product, the search reference number and the date the product was used to ascertain the person’s identity;

• (f) if the person’s identity is ascertained by consulting a credit file kept by an entity in respect of the person, the name of the entity and the date of the consultation;

• (g) if the person’s identity is ascertained from an attestation signed by a commissioner of oaths in Canada or a guarantor in Canada, the attestation;

• (h) if the person’s identity is ascertained by consulting an independent data source, the name of the data source, the date of the consultation and the information provided by the data source;

• (i) if the person’s identity is ascertained by relying on a utility invoice issued in the person’s name, the invoice or a legible photocopy or electronic image of the invoice;

• (j) if the person’s identity is ascertained by relying on a photocopy or electronic image of a document provided by the person, that photocopy or electronic image; and

• (k) if the person’s identity is ascertained by relying on a deposit account statement issued in the person’s name by a financial entity, a legible photocopy or electronic image of the statement.