Canada Deposit Insurance Corporation Joint and Trust Account Disclosure By-Law

3 For the purposes of subsection 3(1) of the schedule, a depositor that is acting as joint owner with another must, before the determination date, disclose the following information for inclusion in the records of the member institution:

• (a) a statement that the deposit is owned jointly by the joint owners; and

• (b) the name and address of each of the joint owners.