Canada Deposit Insurance Corporation Joint and Trust Account Disclosure By-Law

4 For the purposes of subsections 3(1) and (2) of the schedule, a depositor that is acting as trustee for a beneficiary must, before the determination date, disclose the following information for inclusion in the records of the member institution:

• (a) a statement that the deposit is held in trust by the trustee or co-trustees; and

• (b) the name and address of the trustee, or of each of the co-trustees.