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Retirement Compensation Arrangements Regulations, No. 1 (SOR/94-785)

Regulations are current to 2019-08-28 and last amended on 2016-06-17. Previous Versions

PART IIIParticipation Under the Canadian Forces Superannuation Act (continued)

[SOR/2002-73, s. 18]

DIVISION IAdditional Pensionable Earnings (continued)

  •  (1) For the purposes of subsection 48(2), where a participant has made an election under section 25.1 of the Canadian Forces Superannuation Act in respect of a spouse married when the participant was over 60 years of age, the amount determined under paragraph 8(2)(a) shall be reduced by the same proportion, and for the same period, as the participant’s annuity is reduced under section 66 of the Canadian Forces Superannuation Regulations.

  • (2) The reduction in the benefit referred to in subsection (1) shall be effective on the same day as is the reduction calculated under section 66 of the Canadian Forces Superannuation Regulations.

 The benefit payable to the surviving spouse of a participant who has made an election under section 25.1 of the Canadian Forces Superannuation Act, where that spouse married the participant when the participant was over 60 years of age, is equal to the amount determined under subsection 48(2), read without reference to subsection 49(1), multiplied by the percentage of the participant’s annuity, calculated before any reduction is calculated under section 66 of the Canadian Forces Superannuation Regulations, that the spouse will receive as an allowance under section 75 of those Regulations.

  •  (1) Subject to subsection (2), a participant shall be entitled to a return of contributions made under this Part, together with interest calculated at the rate set out in the Canadian Forces Superannuation Act, if the participant is entitled to a return of contributions under that Act.

  • (2) No return of contributions is payable to a participant under subsection (1) if the difference calculated under subsection 48(2) is nil.

  •  (1) If a participant dies, leaving no survivor or child to whom a benefit may be paid under this Part or Part I of the Canadian Forces Superannuation Act, or if the persons to whom such a benefit may be paid die or cease to be entitled to the benefit, a benefit of the type referred to in section 39 of that Act shall be paid to the beneficiary named by the participant under Part II of that Act or, if no beneficiary is named or the named beneficiary does not survive the participant, to the estate of the participant, subject to the same conditions as are specified in that Act for payment of such a benefit.

  • (2) Subject to subsection (3), if five times the aggregate of the benefits referred to in paragraphs (a) and (b) is greater than the total of the participant’s contributions under this Part and Part I of the Canadian Forces Superannuation Act together with interest thereon calculated at the rate and in the manner set out in section 13 of that Act, the amount of a benefit payable under subsection (1) shall be five times the aggregate of

    • (a) the annual amount of any benefit payable to the participant under this Division, determined in accordance with subsection 48(2) and not reduced on account of the age or period of pensionable service of the participant, and

    • (b) the amount of any annuity payable to the participant under the Canadian Forces Superannuation Act, determined in accordance with subsection 15(1) of that Act.

  • (3) The amount of the benefit referred to in subsection (2) shall be reduced by the following amounts paid to or in respect of the participant:

  • (4) If the amount determined under subsection (2) is less than the total of the participant’s contributions under this Part and Part I of the Canadian Forces Superannuation Act together with interest thereon calculated at the rate and in the manner set out in section 13 of that Act, the benefit payable under subsection (1) shall be equal to the participant’s contributions under this Part together with interest thereon calculated at the same rate and in the same manner reduced by any amount paid to or in respect of the participant under this Part.

  • SOR/2002-73, s. 21
  • SOR/2012-114, s. 6(E)

 Section 22 of the Canadian Forces Superannuation Regulations applies to benefits under this Part in the same manner in which that section would apply to an annuity payable under the Canadian Forces Superannuation Act.

 Where as a result of an election made under subsection 43(1) of the Canadian Forces Superannuation Act the participant ceases to be entitled to benefits provided under the Public Service Superannuation Act or the Royal Canadian Mounted Police Superannuation Act, any contributions paid by the participant under Part II or IV shall be considered to have been paid under this Part and the benefits to which the participant shall be entitled are those payable under this Part.

DIVISION IIAdditional Benefits

  •  (1) A benefit shall be paid to a survivor or child of a participant equal to the amount by which an allowance payable to that person under the Canadian Forces Superannuation Act is reduced as a result of the operation of the limits set out in subsections 19.2(1) to (5) of the Canadian Forces Superannuation Regulations, which limits apply, as provided in subsection 19.2(6) of those Regulations, to amounts payable in respect of a contributor who dies after the coming into force of this section.

  • (2) The benefit referred to in subsection (1) is payable in the same manner and subject to the same terms and conditions as apply to the payment of the allowance before the reduction.

  • SOR/2002-73, s. 22

PART IVParticipation Under the Royal Canadian Mounted Police Superannuation Act

[SOR/2002-73, s. 23]

 Words and expressions used in this Part and not otherwise defined in the Act or in these Regulations have the same meaning as in the Royal Canadian Mounted Police Superannuation Act.

DIVISION IAdditional Pensionable Earnings

Contributions

  • SOR/2002-73, s. 24
  • SOR/2012-131, s. 1
  •  (1) A participant who makes an election under any of clauses 6(b)(ii)(B) to (K), (M) and (N) of the Royal Canadian Mounted Police Superannuation Act shall pay to the Retirement Compensation Arrangements Account, in respect of the portion of the participant’s annual pay that exceeds the amount determined under section 8.1 of the Royal Canadian Mounted Police Superannuation Regulations, the amount that the participant would be required to contribute in respect of that portion under section 7 of that Act.

  • (2) The participant shall pay the amount in the manner set out in subsection 8(5) of the Royal Canadian Mounted Police Superannuation Act. However, if the participant opts to pay for a period of service referred to in clause 6(b)(ii)(N) of that Act in a lump sum, the participant shall ensure that the amount to be paid is received by the Commissioner within 30 days after the day on which the Commissioner sends notice to the participant of the amount to be paid.

  • (3) Sections 9.02 to 9.04 of the Royal Canadian Mounted Police Superannuation Regulations apply, with any necessary modifications, to a participant who makes an election referred to in subsection (1).

  • (4) The fact that a participant has opted to pay by instalments for a period of service referred to in subparagraph 6(b)(ii) of the Royal Canadian Mounted Police Superannuation Act and ceases to be a member of the Force before having paid all of the instalments constitutes a circumstance referred to in section 15 of the Act under which the contributor is required to contribute by reservation from any benefit referred to in that section. The unpaid amount shall be reserved in accordance with section 9.05 of the Royal Canadian Mounted Police Superannuation Regulations.

  • (5) Any amount that may be recovered under subsection 24(1) of the Act shall bear simple interest at 4% per year and shall be recovered in accordance with section 9.08 of the Royal Canadian Mounted Police Superannuation Regulations.

  • SOR/2012-131, s. 1
  •  (1) A participant who makes an election under clause 6(b)(ii)(L), (O) or (P) of the Royal Canadian Mounted Police Superannuation Act shall pay to the Retirement Compensation Arrangements Account an amount equal to the difference between the amount to be paid that would be determined in accordance with section 9.09 of the Royal Canadian Mounted Police Superannuation Regulations if subparagraph 10(1)(b)(iii) of that Act and section 20.2 of those Regulations were taken into account and the amount to be paid that would be determined if those two provisions were not taken into account.

  • (2) The participant shall pay the amount in the manner set out in subsection 8(5) of the Royal Canadian Mounted Police Superannuation Act. However, if the participant opts to pay in a lump sum, the participant shall ensure that the amount to be paid is received by the Commissioner within 30 days after the day on which the Commissioner sends notice to the participant of the amount to be paid.

  • (3) The fact that a participant has opted to pay by instalments for a period of service referred to in subparagraph 6(b)(ii) of the Royal Canadian Mounted Police Superannuation Act and ceases to be a member of the Force before having paid all of the instalments constitutes a circumstance referred to in section 15 of the Act under which the contributor is required to contribute by reservation from any benefit referred to in that section. The unpaid amount shall be reserved in accordance with section 9.05 of the Royal Canadian Mounted Police Superannuation Regulations.

  • (4) Any amount that may be recovered under subsection 24(1) of the Act shall bear simple interest at 4% per year and shall be recovered in accordance with section 9.08 of the Royal Canadian Mounted Police Superannuation Regulations.

  • SOR/2012-131, s. 1
 
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