Canada Student Financial Assistance Regulations (SOR/95-329)

Grant for Students with Dependants

• 38.1 (1) The Minister, an appropriate authority or a body authorized by the Minister for a province may make a grant for students with dependants to a qualifying student who

  • (a) is qualified for enrolment or is enrolled as a full-time student;

  • (b) has one or more dependants;

  • (c) meets the criteria set out in paragraphs 12(1)(a) and (b) of the Act; and

  • (d) is not denied further student loans under section 15.

  • (e) [Repealed, SOR/2018-31, s. 7]

• (2) The grant, for each dependant for each month of study, is the lesser of $200 and the amount determined by the following formula:

  A − (B × C)

  where

  A

  is $200,

  B

  is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 3 of Schedule 4 from the student’s family income, and

  C

  is the monthly phase-out rate set out in column 3 of Table 3 of Schedule 4.

• (3) Despite subsection (2), the grant for the loan year commencing on August 1, 2026 is, for each dependant for each month of study, the lesser of $280 and the amount determined by the formula

  A − (B × C)

  where

  A

  is $280;

  B

  is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 8 of Schedule 4 from the student’s family income; and

  C

  is the monthly phase-out rate set out in column 3 of Table 8 of Schedule 4.

• 38.2 (1) The Minister, an appropriate authority or a body authorized by the Minister for a province may make a grant for students with dependants to a qualifying student who

  • (a) is qualified for enrolment or is enrolled as a part-time student;

  • (b) has one or more dependants;

  • (c) needs an amount as determined under subsection 12(2) of the Act in excess of the maximum amount payable to the student under subsection 38(3) or (4);

  • (d) meets the criteria set out in paragraphs 12(1)(a) and (b) of the Act; and

  • (e) is not denied further student loans under section 15.

  • (f) [Repealed, SOR/2018-31, s. 8]

• (2) The grant for each loan year is the lesser of

  • (a) the amount the qualifying student needs as determined under subsection 12(2) of the Act;

  • (b) in the case of an eligible student who has

    • (i) one or two dependants, the amount determined by the following formula, to a maximum of $40 per week of study:

      (A – (B × C)) × D

      where

      A

      is $40,

      B

      is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 4 of Schedule 4 from the student’s family income,

      C

      is the weekly phase-out rate set out in column 3 of Table 4 of Schedule 4, and

      D

      is the number of weeks of study, and

    • (ii) three or more dependants, the amount determined by the following formula, to a maximum of $60 per week of study:

      (A – (B × C)) × D

      where

      A

      is $60,

      B

      is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 5 of Schedule 4 from the student’s family income,

      C

      is the weekly phase-out rate set out in column 3 of Table 5 of Schedule 4, and

      D

      is the number of weeks of study; and

  • (c) $1,920.

• (3) Despite subsection (2), the grant for the loan year commencing on August 1, 2026 is the lesser of

  • (a) the amount the qualifying student needs as determined under subsection 12(2) of the Act;

  • (b) in the case of an eligible student who has

    • (i) one or two dependants, the amount determined by the following formula, to a maximum of $56 per week of study:

      (A – (B × C)) × D

      where

      A

      is $56,

      B

      is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 9 of Schedule 4 from the student’s family income,

      C

      is the weekly phase-out rate set out in column 3 of Table 9 of Schedule 4, and

      D

      is the number of weeks of study, and

    • (ii) three or more dependants, the amount determined by the following formula, to a maximum of $84 per week of study:

      (A – (B × C)) × D

      where

      A

      is $84,

      B

      is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 10 of Schedule 4 from the student’s family income,

      C

      is the weekly phase-out rate set out in column 3 of Table 10 of Schedule 4, and

      D

      is the number of weeks of study; and

  • (c) $2,688.

38.3 [Repealed, SOR/2005-47, s. 1]

39 [Repealed, SOR/98-402, s. 9]

40 [Repealed, SOR/2009-143, s. 11]

Grant for Students with Disabilities

• 40.01 (1) The Minister, an appropriate authority or a body authorized by the Minister for a province may make a grant to a qualifying student who has either a permanent disability or a persistent or prolonged disability and who

  • (a) [Repealed, SOR/2022-131, s. 8]

  • (b) meets the criteria set out in paragraphs 12(1)(a) and (b) of the Act; and

  • (c) is not denied further student loans under section 15.

• (2) In order to obtain a grant, a qualifying student shall provide, with their loan application, a document or documents that demonstrate that the student has a permanent disability or a persistent or prolonged disability.

• (3) The grant for a loan year shall be $2,000.

• (4) Despite subsection (3), the grant for the loan year commencing on August 1, 2026 is $2,800.

Grant for Full-time Students

• 40.02 (1) The Minister, an appropriate authority or a body authorized by the Minister for a province may make a grant to a qualifying student who

  • (a) is qualified for enrolment or is enrolled as a full-time student in a program of studies of at least two years’ duration that leads to a degree, certificate or diploma not beyond the undergraduate level;

  • (a.1) subject to subsections (1.1), (1.2) and (1.5), is qualified for enrolment or is enrolled as a full-time student in a program of studies at a public or private, not-for-profit designated educational institution;

  • (b) meets the criteria set out in paragraphs 12(1)(a) and (b) of the Act; and

  • (c) is not denied further student loans under section 15.

• (1.1) For the loan year commencing on August 1, 2026, a qualifying student who is qualified for enrolment or is enrolled as a full-time student in a program of studies that is offered at a private, for-profit designated educational institution, with the exception of a qualifying student who is issued, or in respect of whom is issued, a certificate of eligibility by an appropriate authority for British Columbia or Manitoba, is exempt from the condition in paragraph (1)(a.1) if that institution offers a program of studies of at least two years’ duration that leads to a degree, certificate or diploma not beyond the undergraduate level and that is intended to lead to one of the following occupations:

  • (a) nurse;

  • (b) dental hygienist;

  • (c) early childhood educator; or

  • (d) paramedic.

• (1.2) For the loan year commencing on August 1, 2026, a qualifying student who is qualified for enrolment or is enrolled as a full-time student in a program of studies that is offered at a private, for-profit designated educational institution and who is issued, or in respect of whom is issued, a certificate of eligibility by an appropriate authority for British Columbia or Manitoba and that is intended to lead to one of the following occupations is exempt from the condition in paragraph (1)(a.1):

  • (a) nurse;

  • (b) dental hygienist;

  • (c) early childhood educator; or

  • (d) paramedic.

• (1.3) For the loan year commencing on August 1, 2027 and for each subsequent loan year, a private, for-profit designated educational institution or a participating province may submit to the Minister — on or before October 15 of the loan year preceding the loan year for which the request is made — a request for an exemption from the condition in paragraph (1)(a.1) for a specific program of studies that is offered by a specific private, for-profit designated educational institution.

• (1.4) The Minister must grant the exemption if at least two of the following conditions are met:

  • (a) the Minister determines that there is a labour market need for the intended occupation of the program of studies for which the request was made;

  • (b) the intended occupation of the program of studies is regulated by the province in which the designated educational institution that offers that program of studies is located; and

  • (c) the province in which the designated educational institution is located does not oppose the exemption.

• (1.5) For the loan year beginning on August 1, 2027 and for each subsequent loan year, a qualifying student who is qualified for enrolment or who is enrolled as a full-time student in a program of studies that is offered at a private, for-profit designated educational institution is exempt from the condition in paragraph (1)(a.1) if the Minister grants, for the applicable loan year, an exemption to the condition for that program of studies offered by that designated institution.

• (2) The maximum amount of the grant for each month of study shall be the lesser of $375 and the amount determined by the following formula:

  A – (B x C)

  where

  A

  is $375,

  B

  is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 6 of Schedule 4 from the student’s family income, and

  C

  is the monthly phase-out rate set out in column 3 of Table 6 of Schedule 4.

• (2.1) Despite subsection (2), for the loan year commencing on August 1, 2026, the maximum amount of the grant for each month of study is the lesser of $525 and the amount determined by the formula

  A – (B x C)

  where

  A

  is $525;

  B

  is the result obtained by subtracting the applicable annual income threshold for their family size in accordance with Table 11 of Schedule 4 from the student’s family income; and

  C

  is the monthly phase-out rate set out in column 3 of Table 11 of Schedule 4.

• (3) [Repealed, SOR/2018-31, s. 9]

• (4) and (5) [Repealed, SOR/2018-31, s. 9]

• 40.021 (1) Beginning in 2018, the annual income thresholds set out in column 2 of Tables 1, 2, 3, 4, 5 and 6 of Schedule 4 are adjusted on August 1st of each year by the annual percentage increase to the Consumer Price Index for the previous calendar year, rounded to the nearest dollar. The adjustment applies for that loan year.

• (1.1) [Repealed, SOR/2023-157, s. 8]

• (2) If the thresholds determined in accordance with subsection (1) are less than those applicable for the previous loan year, no adjustment is to be made and the thresholds applicable for the previous loan year continue to apply for that loan year.

• (3) For the purpose of subsection (1), the Consumer Price Index is the annual all-items Consumer Price Index for Canada published by Statistics Canada.